How Much Money Did We Spend Domestic Expenses English Conversation Speaking Easily
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how much did we spend
household expense is a very common topic
regularly mentioned by family members
let’s watch the video to see how couples
adjust their living expenses to fulfill
a financial goal
adjust spending to save money
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have you considered what i talked to you
about yesterday about buying a house and
getting a new car
yeah i have thought about this
we’ve been renting a house for a long
time
we also saved some money
i think it’s time for us to think about
buying a house and getting a new car
so
what is the plan
i did some research
a house now costs around two hundred
thousand to two hundred and fifty
thousand
dollars yeah i calculated
after setting aside an amount for a new
car
we will still have a savings of about
fifty thousand dollars left
if we get a mortgage for the rest in 15
years the monthly mortgage payment will
be about one thousand four hundred
dollars
what do you think
it’s okay honey but we will have to
spend a lot more thoughtfully i checked
monthly expenses the other day and was
shocked because of the money we spent to
eat out at the restaurant
yeah the amount i spend on coffee every
day may add up a lot
i think i’ll buy a thermos flask to take
coffee from home
my monthly expense for new clothes is
also quite a lot
i need to limit myself to one new
clothing item a month only
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yes
what other areas do you think we can
also cut back on
not yet for now i think we should do
some budgeting on monthly expenses
i agree
we’ll know the fixed amount each month
and then adjust the expense for the rest
okay
let’s calculate together now
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financial planning to prepare for having
a baby
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honey
there have been bills for this month
already right
does it cost a lot this month
still the same as last month
have you paid yet
yes i did
while mentioning living expenses i want
to discuss your budgeting for monthly
expenses
yeah go ahead i’m listening
we’re planning to have a baby next year
so i think from now on we should manage
our expenses more tightly
so that we can save some money to raise
our children
yeah you’re right
if we wait until next year to think
about these savings i’m afraid it’s a
bit late
yes i think from now on we should cut
down on some unnecessary expenses in the
house
what do you think we can reduce
for example
i will limit the purchase of these
unnecessary cosmetics and perfumes
or you limit buying those new game
consoles
i knew you would mention my gaming
devices
i’m just trying to cut entertainment
costs we won’t go out to eat let’s eat
from home from now on
else
we’ll travel far away only once a year
other than that we should choose a
closer place to reduce costs is that
okay
everything you say makes sense however
i think it’s better to find a way to
earn more money instead of having to
budget on everything like that
of course that’s the best way but it’s
easier said than done
how can we earn more now
i will take on more projects and work
part-time at home in the evenings or on
weekends
is it okay for you
really but you’ll be tired from working
all week
no worry i will try to make it right
it’s just that the time spent with you
will be a little less
what do you think
okay
i have no problem with that but don’t
take on too many projects either
remember it’s just for making a little
extra money okay
sure
don’t worry
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