hey my name is alicia and in this week's
live lesson we are going to talk about
how to talk about money we're going to
talk about earning money spending money
and saving money so i hope this will be
a super useful lesson and fun too
because we all have to think about money
today's lesson will be very
vocabulary focused so if you have
questions
about other vocabulary words you can
send them in the chat and i will try to
check them all live alright i hope
everything is working i'm looking for
you
youtube are you there facebook are you
there i'll try to check in
uh throughout the stream with you
facebook looks like facebook's there hi
facebook welcome facebook everybody's
joining now
uh and youtube i'm looking for you
youtube i don't see you yet maybe you're
joining uh while we wait a couple quick
announcements first thing first is about
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a really common question
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announcement number one announcement
number two as always if you have
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ask alicia series here's a screenshot
here's an old screenshot
the q and a question and answer series
so i will read your questions 100 i will
definitely read your question
and then i will maybe choose it to
answer in this weekly question and
answer series this is a screenshot this
question was about the difference
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questions some grammar questions and you
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there are also links in the youtube
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youtube
it took a while for youtube to load this
week everybody's here now fantastic okay
so let's get to today's topic everybody
good okay everybody's here okay if you
haven't please please please make sure
to like and share this video so other
people can find the lesson yeah it helps
so i'm gonna do that
like and share
boom cool okay let's get to today's
lesson then so today's lesson is about
money
something we all have to think about
right so here are today's lesson boards
i made three topics for vocabulary study
today we're gonna talk about earning
money
spending money and saving money these
are the three
focus points
i chose for today of course there are
many many topics we can talk about and
many vocabulary words too uh i can't
cover everything but i hope
today's lesson includes some things you
can use uh in your everyday life yeah
and answers maybe some questions you
have about the differences between verbs
okay cool it looks like everybody is
here now uh hello russell and joyce on
youtube dinesh hello al habib hello
everybody good everybody's here and
facebook umer hello witchuta hello good
morning husnie hi ken soy hello kaya
nath from cambodia cool okay samora says
i want money too teacher yes
we all want money right so let's start
let's start by talking about earning
money
earning money okay so let's describe
this uh kind of basic verbs for this
category so to earn to earn
in this case money we can earn other
things but today's focus is money to
earn money
means to do a job or to sell something
or to provide a service
in exchange for money so you do
something or you sell something or you
give someone something like you rent
something and in exchange you receive
money or you are promised money so we do
this to earn
money that means we expect to receive
money yeah for example
he earned
50 000
last year so this is past tense
this is the year's earnings the amount
he earned for the year he earned 50 000
last year
so you can think about how much you
earned last year maybe zero if you're if
you're a kid that's okay uh so you can
use this pattern to talk about your
money your income the amount you made at
your job last year okay
all right then
so we have this to earn money and then
to get paid to get paid means to receive
the money you have earned to receive the
money you have earned so you earn money
you go to your job or you sell something
you earn money and then when you receive
the money we say we get paid to get paid
so for example yay we get paid on friday
yay we get paid on friday or
i don't get paid until next month i
don't get paid until next month this one
i know in speech in fast speech this
sounds like get pay but it's actually
get paid get paid so please keep this in
mind p-a-i-d so i get paid tomorrow for
example we like to talk about this okay
next one then let's go oh sorry i'm
trying to check the chats okay then next
let's look at this one payday payday
payday is the day on which you receive
your payment the day on which you
receive your payment so maybe that's the
same day
every month or maybe it's every friday
or maybe every two fridays whatever so
you know your pay day for example
tomorrow is payday or payday is next
week payday just means the day you
receive your money okay
um
all right muhammad says really i got
paid yesterday excellent congratulations
hooray okay onward so this is payday
then i want to talk about these two
points here i sometimes see questions
about the difference
so i want to talk about hourly rate and
salary so these are two
types or two pay styles
an hourly rate this is a noun phrase
your hourly rate is the amount of money
you receive for one hour of work the
amount of money you receive for one hour
of work
okay so for example this job pays ten
dollars an hour in this sentence
ten dollars per hour is the hourly rate
so
while we don't use hourly rate a lot in
conversation
we see this in like job contracts and
agreements so in this case ten dollars
an hour or you might see ten dollars per
hour is the hourly rate that's the
amount of money you receive per hour so
like i said we see this hourly rate on
like a job contract it says hourly rate
ten dollars for example okay
all right i'm looking for your questions
if you have questions i see lots of
questions today about different topics
if you have questions about other topics
different from today's lesson send them
to me for the ask alicia series there's
a link in the youtube description
englishclass101.com
ask hyphen alicia okay then so we talked
about hourly rate now let's go to salary
so what is a salary a salary is a
regular amount of money
you earn each month so you earn the same
amount
every month so maybe
maybe you have some other types of
earnings you have other ways to make
money inside your contract
but you have one
base
rate so a base amount of money you
receive every month for example
the salary at this job
is sixty five thousand dollars
per year
that's about five thousand four hundred
dollars per month
okay
so
the salary is this amount so this means
in one year
i expect the basic payment the basic
amount
i will receive is five thousand dollars
in one year so
in twelve months it's about this much
per month five thousand four hundred
dollars okay
um someone on facebook says what about
weekly yeah maybe you have weekly pay as
well like a weekly rate you could that's
totally fine too
uh it depends there are many different
uh like time periods to get paid maybe
you have a daily rate as well
okay so hourly rate and salary these are
two ways to
decide on the payment yeah how much you
earn yeah okay
um
what is the difference sad el-sayed says
what is the difference between payment
and salary your payment is the money you
receive so for example if you work like
if you worked last month and you
received
thousand dollars or something that's
your payment that was my monthly payment
or your monthly payment the salary as i
said it's the same is your same amount
every month so this depends on your job
contract so if you have a job with an
hourly rate or a weekly rate or project
rate maybe you don't have a salary like
a salary
typically we think of as a monthly
regular the same amount every month yeah
so this is the difference
okay all right
david moreno says if i want to ask about
legal benefits how do i ask oh i'm not
talking about contract negotiation in
today's topic but uh you would ask what
you just said like what about tell me
about the legal benefits okay okay so
this is uh part one about earning money
earning money okay
uh let's go to a quick break and then we
will go to part two people are asking
what is the salary for an engineer what
is the salary i don't know
you need to google those things i'm not
the i'm not the i don't know all of the
job salaries in the world we're talking
about language today
okay let's go to a quick break if you
missed it earlier there is a banner at
the bottom of the screen that says test
your level now the team created
this level check
for you so
i showed this earlier you can take this
level check on our homepage at
englishclass101.com check this out so
i'll scroll up to the top so this is the
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you can test your level here to decide
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can find the right place to start for
you so check this out lots of people ask
about their level so check out this link
if you have some time and hopefully it
can help you yeah okay cool so let's go
on to more stuff spending money we're
going to talk about now okay i'm looking
for your questions
all right
yes let's talk about language i cannot
answer your salary questions and this is
not financial advice we're talking about
vocabulary today okay let's go to part
two spending money if you have not
please please please make sure to like
this video and share it so other people
can find today's lesson
okay let's go to spending money
vocabulary for spending money okay so
you earned money at your job or selling
something or giving a service now let's
talk about spending it so using your
money to spend money means to use your
money so let's talk about some common
verbs and the differences between these
verbs yeah
so to buy to buy something or more
formally to purchase something we use
buy in everyday conversation
to buy something means to use money to
get a product to use money to get a
product right for example past tense i
bought
bought i bought new shoes this weekend i
bought new shoes this weekend
or
let's buy some plants for the house
okay so buy becomes bought in past tense
yeah i bought new shoes this weekend
that means i used my money to get new
shoes this weekend right or let's buy
some plants for the house so let's use
our money to get plants for the house
okay
jose diaz says i use money to buy food
every day yes me too
i love to buy food
okay um
onward okay let's go to the next one
which is to pay so what's the difference
between buy and pay i see this question
sometimes to pay
this verb we use to mean to give money
that you have a responsibility
to provide so there's some expectation
you are going to give this money for
example i have to pay my rent next week
i have to pay my rent next week so that
means i have responsibility
to give money for rent so rent if you
don't know this word rent means your
house or your apartment cost yeah if you
rent an apartment if you
have if you own a house then maybe you
have a different payment a mortgage
payment or something else but i have to
pay my rent next week i have some
responsibility some expectation to pay
to give money okay
or another one uh is just paying your
bills like your mobile phone bill your
electricity bill there's a
responsibility to give money
okay
or here's another one please pay at the
register please pay at the register you
see this on signs
in retail stores and maybe restaurants
too so when you shop like you buy
clothes or food or something
and you decide like i want this shirt or
i bought i got some food now i have a
responsibility to pay it will say please
pay at the register it's like saying
finish your transaction finish your
shopping at the register
okay
all right
cool uh ah akshay says what is the
difference between
paid and spent or maybe we can just say
pay and spend so to pay means to give
there's some expectation yeah i have a
responsibility to spend just means to
use it yeah so we have a limited amount
of money we just use the money no
expectation there
okay cool all right uh onward so next is
this word to over
spend to overspend this means to use too
much money to use too much money for
example oh no
i overspent on my vacation this means i
spent too much money on my vacation yeah
that's a bad thing or
i have to be careful not to over spend i
have to be careful not to overspend
please be careful don't use too much
money so we have this verb to overspend
okay
all right
cool
then the next one
i wrote this as a this is an interesting
noun phrase
i think maybe all of us
have this experience sometimes this is a
shopping spree
shopping spree spree is not such a
common word actually
it means to do something a lot in a
short period of time but we use it in
like really set phrases we don't use
spree a lot
in other situations we use it in
shopping spree and some other uh some
other kind of odd like new serious news
situations so today let's focus on this
a shopping spree is like a day usually a
day or maybe a weekend where you buy
lots and lots of things so we usually
say like uh i she went on a shopping
spree for example it means she bought
lots and lots and lots of things in one
day or in a weekend here's some examples
i went on a shopping spree and
completely changed my apartment
so a shopping spree a shopping spree
this is a noun phrase we use the verb go
with it to go on a shopping spree here i
used past tense went i went on a
shopping spree so this means it's like i
used a lot of money maybe i used a lot
of money or i spent a lot of time
shopping buying many different things we
call this a shopping spree
okay
um
all right
yes many people are talking about the
importance of money some people are
asking me about my money
that's private
okay
uh good i don't see other questions
says i have to pay for tuition yes
tuition is another thing school costs is
another thing we use pay with okay
all right let's go to the last one here
the last one everybody likes this i
think to get a deal to get a deal means
to find a good price for something you
might also hear to get a bargain this
means the same thing it means you get a
good price
we tend to use deal more at least in
american english to get a good deal or
to get a deal
so you found a cheaper price for
something for example i got a really
good deal on my computer i got a really
good deal on my computer or he found a
really good deal on phones that means he
found a good price on a phone or i found
a really good price on my computer so
that means i found a cheap price
yep okay
all right
uh i don't see other questions yet what
is the meaning of wage and the
pronunciation so wage i just said it
wage your wage is the amount you receive
at your job we typically say wage for
like hourly or maybe weekly or daily
payment your wage is the amount in your
job contract the amount of money you
receive
okay
all right
okay let's finish part two there so
spending money some vocabulary for
spending money
what's the meaning of deal a deal means
a bargain a good price deal means good
price to get a deal means to get a good
price
okay
cool let's be done with part two okay so
oh my gosh time's going so quickly so
that's part two about spending money
we'll do one more super quick break and
then go to the last part saving so
important okay so uh super super fast if
you missed this earlier i talked about
the level check that our team has you
can check the link below the video on
youtube or above the video on facebook
take the level check test and find out
which part
is best for you to start in in our
lessons okay so check this out uh yeah
facebook check above the video youtube
check below the video for this one yeah
and you can find out what your level is
at this point and find out what lessons
to take
okay let's go to the last part for today
let's go to saving money some vocabulary
words for saving money
uh very important of course also make
sure if you haven't liked the video and
share it as well uh let's go to saving
so
saving money to save
money means to keep money for later to
keep money for later for example
i save money every month i save money
every month okay so we keep money for
the future for vacation for when we are
older
for something we want to buy
so we can save money for something for
example i'm saving money for a new
computer
or i'm saving money for a vacation
so to save money means to keep it for
later
okay another
key book super key vocabulary word is to
invest to invest so to invest means to
use your money to buy stocks or bonds or
other things to try to increase your
money so maybe you know the vocabulary
word the stock market many people like
to invest in the stock market or like
cryptocurrency is popular now too so
that means we use our money
to buy those investments to buy those
things we think are going to increase
our money those things are going to grow
our money so we can choose to invest so
like stocks for example means we buy a
very small part of a company we think is
going to perform well to do well and our
money will hopefully grow
okay
[Music]
okay so
to invest some exam an example we invest
some of our money in technology
companies we invest some of our money in
technology companies
okay
uh
i'm looking for your questions there are
lots of questions like about loans and
salaries and stuff like that i don't
know you need to check with your bank
and google these things i do not know
loan rates and interest rates
uh everywhere in the world
uh so check those out on your own time
okay let's go to the next part uh types
of account i want to talk about two
types of account so uh we commonly use a
savings account a savings account this
has an s at the end not just a saving
account but a savings
account
a savings account is
a place to keep your money at a bank and
it's a regular
bank account you don't use for daily
spending
you use it to keep money and it grows
very slowly
so
your regular
account you use for daily spending we
usually say in the us that's a checking
account
so a checking account but a savings
account we usually we just put money in
this bank account we
typically we try not to take money out
we're keeping the money there and it
gets bigger very slowly okay with
interest we'll talk about interest later
so this is a savings account for example
i don't have much money in my savings
account i don't have much money in my
savings account okay
then the next type i want to talk about
is a retirement account a retirement
account retirement means the time after
you stop working so retirement is when
you are maybe at old age maybe you can
retire very young i don't know but
retirement means when you're not working
anymore so
saving money for that we keep money for
that in a retirement account
so this is a place to keep money for
later in life much later in life to use
after you stop working for example
i add money to my retirement account
monthly
i add money to my retirement account
monthly so this is a type of account we
use
and we don't touch we don't take money
out of it we use it to keep money for
much later in life
okay
let's go to the last one interest
interest oh my gosh so important
interest so interest this does not mean
the same thing as the adjective
interested it does not mean interest
like something we think is cool or fun
completely different i know this word is
the same but it means a completely
different thing in money and finance so
interest
is the amount your money grows
in your bank account so in your bank
account or in uh your investments also
so the amount your money grows so
usually interest
is we understand it as a percent like
one percent interest or 10 percent
interest that's how much our money will
grow
in a year maybe in a month as well okay
for example
this account has a 1.5 percent
interest rate
hmm 1.5 so for a savings account you
might think oh that seems pretty good
1.5
or my savings account has really low
interest so that means my savings
account doesn't grow very much because
the interest
is very low
so usually we want high interest for our
savings accounts because we want to grow
our money
okay
so
interest this is how much your money
grows interest this is a good word to
know for money and finance yeah okay
cool interest uh all right i'm looking
for your questions everybody's asking me
about my personal finances this is my
personal information
i'm not going to tell you about my
personal finances here this is about
financial advice of my financial hour
we're talking about vocabulary
okay
uh let's see i'm looking for other
questions about this oh can you please
explain the meaning of buck
and grand ah buck is slang for dollar so
one dollar means one buck
so give me five bucks means gives me
five dollars we use buck as slang and
grand is slang for one thousand dollars
like i found three grand in my bank
account i forgot about i guess so that
means three thousand
dollars okay
cool so we have to finish there oh my
gosh time i'm already late that went so
fast i like this topic in general though
money is very important to consider so i
have to end there but i will put up the
lesson boards again so you can take a
screenshot here you go
so we talked about vocabulary for
earning money for spending money and for
saving money we talked a little bit
about investments and a little bit about
savings and interest and all these
topics very important to consider so
we'll finish there for this week but i
will of course be back next week next
week's lesson information
is coming oh it's coming up
okay i can't see today okay here is next
week's lesson information that's kind of
in a weird spot isn't it next week's
lesson will be october 6 already october
oh my gosh october 6 at 10 pm eastern
standard time that is new york city time
if you don't know your local time please
use your google skills to find it uh
i'm going to talk about how to use for
since and ago so if you always forget
you can set a reminder on youtube or on
facebook for our live stream or if you
follow me on instagram i always post a
link and a topic reminder in my story so
find me on instagram the link is in the
description on youtube you can find it
there okay cool so that is it for this
week we've talked about money hmm
excellent so i'll say goodbye for now so
thanks very much for joining me this
week and of course
if you want to test out your level with
this banner check the link below the
video on youtube or above the video on
facebook uh to get that level check that
i talked about earlier okay
i will say goodbye for now so thank you
very much as always for liking this
video and for sharing it and for sending
all of your great questions and comments
i will
leave you now so have a good day have a
good weekend and i will see you again
next time
{{
嘿，我的名字是 alicia，在本周的
直播课中，我们将谈论
如何谈论金钱，我们将
谈论赚钱花钱
和存钱，所以我希望这将是
一个超级有用的课程，也很有趣，
因为 我们都必须考虑钱
今天的课程将以
词汇为重点，所以如果您
对其他词汇有疑问，可以
在聊天中发送它们，我会尝试
检查它们，一切正常我希望
一切正常，我正在寻找
你
youtube 你在吗 facebook 你
在吗 我会试着
和你一起在整个直播过程中签到
然而，也许你正在
加入，呃，而我们等待几个快速
公告第一件事是关于
屏幕底部的这个横幅
我们得到的一个非常常见的问题是关于如何理解
你的水平如何知道
w 你的学习水平是多少，所以
如果你点击这个链接
，你可以在 youtube
描述或 facebook 上的视频上方找到这个链接，
你会找到这个页面，以便你
可以测试 您可以
在englishclass101.com 上注册一个帐户
，然后您可以测试您的水平，所以我们
将我们放在一起，我们进行了团队进行了
评估，因此您可以
按照以下步骤
开始您的帐户和 然后参加
考试并找到最适合您学习的道路，
所以如果您想尝试这个，
请查看
youtube 视频下方或 facebook 视频上方的链接
有
问题要问我请请
请请把它们发给我
问艾丽西亚系列这是一个屏幕截图
这是一个旧屏幕
截图Q和一个问答系列
所以我会阅读你的问题100我
一定会 阅读你的问题
，然后我可能会选择它
在这个每周
问答系列中回答 这是一个屏幕截图 这个
问题是关于
特别和特别之间的区别
所以如果你有很少的词汇
问题一些语法问题并且你
找不到 在字典中
或通过快速的谷歌搜索回答然后给
我你的问题你可以
在englishclass101.com找到这个链接
问连字符艾丽西亚呃
youtube描述中有一个链接如果你想
在社交媒体上找到我这是哪里
你可以在 instagram 和 twitter 上找到我
在 youtube 描述中也有链接
好吧 你好
youtube
本周 youtube 需要一段时间才能加载
每个人都在这里 现在太棒了
所以让我们进入今天的主题
如果您
还没有，请
确保喜欢并分享此视频，以便其他
人可以找到课程是的，它有帮助，
所以我
会这样做 和分享
繁荣酷好吧，让我们开始今天的
课程所以今天的课程是关于
金钱的，
这是我们都必须考虑的
事情所以这里是今天的课程板
我今天为词汇学习做了三个主题
我们要谈谈赚钱
花钱和 省钱这
是
我今天选择的三个重点 当然有
很多我们可以谈论的话题和
很多词汇 呃我不能
涵盖所有内容但我希望
今天的课程包括一些你
可以在日常生活中使用的东西 生活，是的
，回答也许
你对动词之间的差异有一些问题，
好吧，酷，看起来现在每个人都
在这里，呃，你好 youtube 上
的罗素和乔伊斯，你好，哈比卜，大家好，大家都在这里和
Facebook soy hello kaya
nath 来自柬埔寨 很酷 好的
samora 说我也想要钱
g 关于赚钱
或提供服务
以换取金钱，因此您
做某事或出售某物，或
给某人某物，例如您租用
某物，作为交换，您收到
钱或承诺给您钱，因此我们这样做是
为了
赚钱，这意味着我们希望收到
钱 是的 例如，
他去年赚了
50 000
所以这是过去式
这是他当年的收入
他去年赚了 50 000
所以你可以想想你去年赚了多少钱
如果你是 如果
你是个孩子，那没关系，那么你可以
用这个模式来谈论你的
钱你的收入
你去年在你的工作
中赚到的钱好吧，那么我们有这个来赚钱，
然后得到报酬来得到报酬 我 ans 收到
你赚到的钱 收到
你赚到的钱 所以你赚钱
你去你的工作或者你卖东西
你赚到钱 然后当你
收到钱时，我们说我们得到报酬是为了得到
报酬，例如，是的 我们在星期五得到报酬 是的，
我们在星期五得到报酬，否则
我要到下个月才能得到报酬 我
要到下个月才能得到报酬 这个
我在快速演讲中知道这
听起来像得到报酬，但实际上是
得到报酬得到 付了钱，所以请记住这
一点 付了钱，所以我明天会得到报酬
例如，我们想谈谈这个 好吧
下一个然后我们走吧 哦，对不起，我正在
尝试检查聊天，好吧，接下来
让我们看看这个发薪日 发薪日
发薪日是 您收到
付款的日期 您收到付款的日期
可能是每个月的
同一天，
也可能是每个星期五
或每两个
星期五 发薪日只是意味着 你
收到钱的那一天 好吧
嗯
好吧 穆罕默德说我昨天真的得到了
报酬 非常恭喜
万岁 好的 好了所以这是发薪日
然后我想在这里谈谈这
两点 我有时会看到
关于差异的问题
所以我想谈谈每小时费率 和
薪水，所以这是两种
类型或两种支付
方式每小时费率这是一个名词短语
你的每小时费率是
你工作一小时收到
的金额你收到一小时工作的金额
好吧，例如这个 工作
在这句话中每小时支付
十美元 每小时十美元是每小时费率，
所以
虽然我们在谈话中不经常使用每小时费率，
但我们在工作合同和协议中看到这一点，
所以在这种情况下
每小时十美元，或者你可能 看到每小时 10 美元
是每小时费率，这是
您每小时收到的金额，所以
就像我说的，我们看到这个每小时费率
就像工作合同一样，上面写着每小时费率
10 美元，例如
好吧 是的，我正在寻找你的问题，
如果你有问题，我今天看到很多
关于不同主题的问题，
如果你有
与今天课程不同的其他主题的问题，请将它们发送
给我，询问艾丽西亚系列
，在 youtube 描述
englishclass101 中有一个链接。 com
问连字符 alicia 好吧，所以我们讨论
了小时费率，现在让我们来
看看薪水，什么是薪水
在
收入方面，您在合同中还有其他赚钱方式，
但您有一个
基本
费率，因此您
每个月收到的基本金额例如
，这份工作的薪水
是
每年
65000 美元，大约是每年 5400
美元 一个月
好吧，
所以工资是这个数额，所以这意味着
在一年内
我预计基本付款
我将在一年内收到的基本金额是五千美元
，所以
我 n 十二个月，每月大约有
5400
美元，好吧，
嗯，Facebook 上有人说
每周工资怎么
样 获得报酬的时间段也许
你也有每日费率，
所以小时费率和工资这是
决定付款的两种方式是的，你赚了多少
是的，好吧，
嗯，有
什么区别悲伤的 el-sayed 说
两者之间有什么区别 付款
和薪水 您的付款是您
收到的钱，例如，如果您像
上个月工作并且
收到
一千美元或某物是
您的付款，那是我的每月付款
或您的每月付款，我
说的工资是一样的 你每个月的金额都是一样的，
所以这取决于你的工作
合同，所以如果你的工作是
按小时收费、按周收费或按项目
收费，那么你可能没有像薪水那样
的薪水
通常，我们认为
每月定期支付相同的金额，是的，
所以这是不同的，
好吧，
大卫莫雷诺说，如果我想问
法律利益，我该怎么问哦，我不是
在谈论
今天话题中的合同谈判，而是 呃，你会问
你刚才说了什么，比如告诉
我法律福利好吧好吧，
这是呃关于赚钱赚钱的第一部分
好吧，
让我们快速休息一下，然后我们
会去第二部分人们在问
什么 是工程师的薪水是
多少薪水我不知道
你需要谷歌那些东西我
不是我不是我不知道
我们正在谈论的世界上所有的工作薪水
语言 今天
好吧，让我们休息一下，如果你
之前错过
了，屏幕底部有一个横幅，上面写着测试
你的等级现在团队为你创建了
这个等级检查
，所以
我早些时候展示了这个，你可以
在我们的上进行这个等级检查
englishclass101.com 的主页检查 这个出来所以
我会向上滚动到顶部所以这是
你可以从
youtube上的视频下方或facebook上的视频上方的链接中找到的链接
你可以在这里测试你的水平来决定
你需要从哪里开始你需要做什么
继续努力，所以这里有一二
三四步开始，然后你
可以找到合适的起点
，所以看看这个很多人
问他们的水平，所以
如果你有时间，看看这个链接，希望它
可以 对
你有帮助 '今天在谈论
词汇好吧，让我们去第二
部分花钱如果你没有
请，请确保喜欢
这个视频并分享它，以便其他人
可以找到今天的课程
好吧，我们去花钱
词汇花钱好吧 所以
你在工作或卖
东西或提供服务中赚了钱现在让我们
谈谈花钱所以用你的
钱花钱意味着用你的
钱所以让我们谈谈一些常见
动词以及这些动词之间的区别
是的
所以买 买东西或更
正式地购买我们使用的东西
日常对话
中的购买 购买东西的意思是用金钱来
获得产品 用金钱来获得
正确的产品 例如过去时 我
买
了 买了 我这个周末
买了新鞋 我买了新鞋 这个周末，
或者
让我们为房子买些植物
好吧，所以购买变成过去式
是的，我这个周末买了新鞋，这
意味着我这个周末用我的钱买了新
鞋，或者让我们
为房子买一些植物，所以让我们用
我们的 给房子买植物的钱
好的
jose diaz 说我每天都用钱买食物
是的 我
也喜欢买食物
购买和支付之间的区别我有时会看到这个问题
来支付
这个动词，我们用来表示给
你有
责任提供的钱，所以有一些期望
你会给这笔钱，
例如我下周必须付房租
我下周必须付房租，这
意味着我有责任
付房租，所以如果你
不知道这个词，租金是指你的
房子或公寓的费用，是的，如果你
租的是公寓，
如果你有的话 房子那么也许你
有不同的付款抵押
贷款或其他东西但我
下周必须支付房租我有一些
责任有些期望
支付给钱好
或者另一个呃只是支付你的
账单就像你的手机账单你的
电费 有义务
给钱 你买
衣服或食物或其他东西
，你决定我想要这件衬衫还是
我买了我有一些食物现在我有
责任支付它会说请
在收银台付款就像说
完成你的交易在收银台完成你的
购物
好吧 好吧
很酷 uh ah akshay 说有什么
区别已
支付和已花费 或者我们可以只说
支付和花费所以支付意味着给予
有一些期望是的 我有
责任花费只是意味着
使用它是的所以我们有 有限
的钱 我们只是用钱 没有
期望
好的 很酷 好的 嗯 继续 所以接下来是
这个词 过度
花费 过度花费 这意味着使用
太多的钱 使用太多的钱
例如 oh no
i overspent on my holiday 这意味着
我在假期里花了太多钱是的
，这是一件坏事，或者
我必须小心不要过度消费我
必须小心不要过度消费
请小心不要用太多
钱所以我们有这个动词 超支
好吧 好吧
很酷
然后下一个
我写了这是一个有趣的
名词短语
我想也许我们所有人
都有这种经历 有时这是一次
疯狂购物
在很
短的时间内很多，但我们
在真正的固定短语中
使用它我们在其他情况下不经常使用 spree 我们在
疯狂购物和其他一些
其他一些奇怪的情况下使用它，比如新的严重新闻
情况所以今天 让我们专注于这
一点 疯狂购物就像一天通常是
一天或者一个周末，你会买
很多很多东西，所以我们通常会
说，例如，呃，她去
疯狂购物，这意味着她买了
很多很多很多
一天或一个周末的事情 这里有一些例子
我去疯狂购物并
彻底改变了我的公寓
所以疯狂购物 疯狂购物
这是一个名词短语 我们用动词 go
with it 去疯狂购物
我们 ed 过去式 go 我继续
疯狂购物，所以这意味着
我花了很多钱，也许
我花了很多钱，或者我花了很多时间
购物，买了很多不同的东西，我们
称之为疯狂购物，
好吧，好吧
是的，很多人都在谈论
金钱的重要性，有些人在
问我关于我
的私人钱的
问题
好吧 好吧 让我们去最后一个
这里最后一个每个人都喜欢这个 我
认为达成交易 获得交易意味着
为你可能听到的东西找到一个好价格
讨价还价 这
意味着同样的事情 这意味着 你得到一个
很好的价格
我们倾向于至少在美式英语中更多地使用交易
来获得一个很好的交易或者
为了获得一个交易
所以你找到了一个更便宜的价格
例如我
在我的电脑上得到了一个非常好的交易我得到了一个非常
好的 在我的电脑上交易或 他
在手机上找到了一个非常好的交易，这意味着他在手机上
找到了一个很好的价格，或者我
在我的电脑上找到了一个非常好的价格，
这意味着我找到了一个便宜的价格
是的，好吧好吧，
我没有看到其他问题呢？
是工资的含义和
发音 所以工资 我刚才说的是
工资 你的工资是
你在工作中收到的金额 我们通常说的工资
是每小时或每周或每天
的工资 你的工资是你
工作合同中的金额 金额 你
收到的钱
好的 好的
好的 让我们完成第二部分 所以
花钱 一些花钱的词汇
交易的含义是什么
交易意味着便宜
完成第二部分好了，
哦，天哪，时间过得太快了，
所以第二部分是关于花钱的
之前我谈到
了我们团队的水平检查，您
可以查看
youtube 上视频下方或 facebook 上视频上方的链接
参加水平检查测试并
找出最适合您在我们的课程中开始的
部分 看看这个 嗯 是的
facebook 检查视频上方 youtube
检查视频下方的这个 是的
，你可以找出你此时的水平
，并找出要学习的课程
好吧，让我们进入今天的最后一部分，
让我们去 省钱 一些省钱的词汇
嗯 很重要 当然还要
确定如果你不喜欢这个视频并
分享它 嗯让我们去省钱
所以
省钱
省钱意味着存钱以备以后
存钱 稍后，例如
我每个月都存钱 我每个月都
存钱 好吧，所以我们
为未来的假期存钱，以便我们
长大
后买一些我们想买的东西，
这样我们就可以存钱买一些东西，
例如我正在存钱买一个 新
电脑，
或者我正在为假期存钱，
所以存钱意味着留着以备
后
用
试图增加你的
钱，所以也许你知道
股票市场这个词汇很多人
喜欢投资股票市场或喜欢
加密货币现在也很流行，
这意味着我们用我们的
钱来购买这些投资来购买
我们认为的那些东西 会增加
我们的钱 这些东西会增加
我们的钱，所以我们可以选择投资，
例如股票，这意味着我们购买
了一家我们认为会表现良好的公司的一小部分
，我们的
钱有望增长
好吧
[音乐]
好吧
所以投资一些考试 一个例子 我们把
一些钱投资在科技
公司 我们把一些钱投资在
科技公司
好吧
呃
我在找你的问题 有
很多问题 关于贷款和
工资之类的东西我不
知道你需要向你的银行
和谷歌查询这些东西我不知道
世界各地的贷款利率和利率
呃所以你自己去看看
好吗 让我们进入下一部分 呃
账户类型 我想谈谈两种
类型的账户 所以呃我们通常
使用储蓄账户
将钱存放在银行的地方，
它是
您不用于日常支出的常规银行帐户，
您使用它来存钱，并且增长
非常缓慢，
因此
您用于日常支出的常规帐户
我们通常在美国说 一个
活期存款账户
所以一个活期存款账户 但一个储蓄
账户 我们通常我们只是把钱存入
这个银行账户 我们
通常我们尽量不把钱拿出来
我们把钱放在那里
慢慢变大 还好有
利息 我们会谈谈 大约在 稍后
利息，所以这是一个储蓄账户，例如，我的储蓄
账户里没
有多少钱 意味着你停止工作后的时间，
所以退休是
你可能到了老年的时候，也许你可以
很早就退休，我不知道，但
退休意味着你不再工作的时候
，所以
为此存钱，我们把钱存
起来 退休账户，
所以这是一个为以后的生活存钱的地方，以便
在你停止工作后使用，例如
，我每月向我的退休账户
添加钱我每月向我的退休账户添加钱，
所以这是我们的一种账户
使用
，我们不碰，我们不会从中取钱
，我们用它来存钱
在以后的生活中
好，
让我们转到最后一个
利息，哦，天哪，如此重要的
利息，所以利息这并不
意味着相同 事情作为 形容词有
兴趣，它并不意味着
像我们认为很酷或有趣的
东西完全不同的
兴趣 银行
账户或在你的投资中，
所以你的钱会增长，所以
通常利息
是我们理解为百分比，
比如百分之一的利息或百分之十的
利息，这就是我们的钱
在一年内可能会在一个月内增长多少，也
可以 例如，
这个账户的利率是 1.5%，
嗯 1.5 所以对于储蓄账户，你
可能会认为哦，这看起来不错
1.5
或者我的储蓄账户的
利息非常低，这意味着我的储蓄
账户不会增长太多，
因为利息
非常高 低，
所以通常我们希望我们的
储蓄账户有高利息，因为我们想增加
我们的钱，
所以
利息这就是你的钱增加了多少
利息，这是一个很好的 w ord
知道金钱和财务是的，好吧，
很酷的兴趣，嗯，好吧，我正在
寻找你的问题，每个人都在问我
关于我的个人财务的问题，这是我的
个人信息，
我不会在这里告诉你我的
个人财务，这是关于
财务的 我的财务时间建议
我们正在谈论词汇
好吧
呃让我们看看我正在寻找
关于这个的其他问题哦你能
解释一下buck
和grand ah的意思吗buck是美元的俚语所以
一美元意味着一美元
所以给我 五块钱意味着给我
五美元，我们用 buck 作为
俚语，grand 是 1000 美元的俚语，
就像我在我的银行账户里找到了 3 个 grand，
我忘记了，我猜这
意味着 3000
美元，好吧，
很酷，所以我们必须在那里完成哦，我的
天哪，我已经迟到了，时间
太快了，我总体上喜欢这个话题，虽然
钱很重要，所以我
必须到此为止，但我会
再次贴出课程板，这样你就可以
截屏了 给你，
所以我们讨论
了赚钱花钱和存钱的词汇
我们谈到
了一些关于投资和
储蓄和利息的一些话题，所有这些
话题都非常重要，所以
我们将在本周结束 但我
当然会在下周回来
下周的课程
信息来了 哦，它来了
好吧我今天看不到 好吧，这是
下周的课程信息
，有点奇怪 不是吗 下周的
课程是 10 月 6 已经 10 月
oh my gosh 10 月 6 日东部标准时间晚上 10 点
，这是纽约市
时间 以前，如果你总是忘记，
你可以在 youtube 或
facebook 上为我们的直播设置提醒，或者如果你
在 instagram 上关注我，我总是
在我的故事中发布链接和主题提醒，所以
在 instagram 上找到我，链接在
说明 youtube 你可以在那里找到它
好吧 很酷 所以这
周就是这样 我们讨论了金钱 嗯
很好 所以我现在要说再见 所以
非常感谢这周加入我
当然
如果你想测试你的 与
此横幅水平检查
youtube 上视频下方或 facebook 上视频上方的链接
呃以获得
我之前谈到的水平检查 好的，
我现在要说再见了，非常感谢您
一如既往地喜欢这个
视频和分享 它以及发送
您所有重要的问题和评论，
我
现在将离开您，祝您有美好的一天，
周末愉快，下次我会再见到您